Every account, every collection, every report -- one connected system built for cooperative banks, instead of paper registers and a shelf of tools that don't talk to each other.
Most banks your size are still stitched together from paper registers, disconnected software, and manual handoffs -- all of it slow, all of it one mistake away from a real problem.
Manual registers and hand-written collection slips mean mistakes, disputes, and no real audit trail when something goes wrong.
Separate systems for accounts, field collection, and reporting mean the same data gets typed in three times, three chances to get it wrong.
Once it's installed, it's rarely updated -- so every branch quietly drifts further behind, running whatever version happened to get installed that year.
Not a list of modules -- what actually gets better once your branch runs on it.
Not marketing language -- this is what's actually true of how SBMA is built.
Download one file, run it -- no installer wizard, no separate runtime downloads, no multi-step setup process.
The only external tool involved is open-source with no license fees or usage restrictions -- nothing about running SBMA depends on someone else's paid service.
No "collect here, then export, then import there." Collection, ledger posting, reporting, and backups all happen inside the same connected system.
Branch software talks straight to its own database and its own control server -- no third-party middleware or connectors sitting in between.
No exotic stack, no vendor lock-in -- technology your IT team already trusts.
No separate messaging software to buy or license -- SMS goes out the moment it matters, right from inside SBMA.
The moment a field agent records a collection, the customer gets an SMS confirming the amount and their new balance.
One-time passwords delivered by SMS for OTP-gated logins -- no separate authenticator app required.
Missed a message? Resend it in one click -- collection receipts, reminders, and account updates, all from the same screen.
A single SMS gateway configuration serves the whole platform -- no per-branch messaging accounts to manage separately.
This is what actually changes when a branch moves onto SBMA.
No separate app to buy, license, or integrate. Field collection ships as part of the platform, both ways your agents actually work.
Agents collect straight from their phone in the field -- the branch sees every collection the same moment, no waiting for a paper slip to come back.
Collections from the physical Pigmy collection machine sync straight into the branch ledger -- no manual re-entry needed.
Runs on your own infrastructure -- nothing about your customers' data depends on a third party you don't control.
Collections, edits, and approvals all carry a real audit trail -- who, when, and from where.
Built to keep running branch-side -- your bank isn't down just because the internet is.
The things banks usually ask before moving over.
Yes -- SBMA runs on your own infrastructure. Nothing about your customers' data depends on a third party you don't control, and every collection, edit, and approval carries a real audit trail.
No -- the core banking software is built to keep running branch-side. Internet is only needed for field collection sync and receiving updates, not for day-to-day branch operations.
Automatically. New features and fixes roll out to every branch on their own -- no manual reinstalls, no falling behind on old versions.
No -- Pigmy field collection ships as part of the platform itself, both mobile (agent's phone) and machine (physical collection device) modes, not a separate product to license.
If you already have an account, sign in from the Field Agent Login above. If you're new and want SBMA at your bank, reach out through your usual Sookth Solutions contact.
Sign in if you already have an account, or get in touch to bring SBMA to your bank.